Why Pre-Qualification is Important

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It's helpful to consult your mortgage professional as soon as possible — even before you've started researching neighborhoods. Why? If you don't yet know how much house you want to qualify for, how can we help?

We Will Help You Pre-Qualify

We will help you calculate how much of a loan you can qualify for and the monthly payment amount you are able to afford by helping you pre-qualify. This process leads you through your finances - your debt, income, career, and down payment money, among other things. We will require a minimum amount of paperwork, and avoid a lengthy process.

When you qualify, we present to you what's called a Pre-Qualification Letter (your real estate agent may call it a "pre-qual"), which says that we are helping you to find the best mortgage loan program to fit your financial needs and that we're confident you will qualify for a loan for a specific amount.

Power in the Pre-Qual

Once you locate a house that is ideal for you, and you want to put together an offer, being pre-qualified for a loan will do a couple of things. First, you have some definite numbers in mind, as the amount you will be able to borrow. Being pre-qualified can also make your offer look even better to the home seller, like you were bringing them a bag full of cash! They won't need to be concerned they have been wasting their time if you can't have the ability to qualify for a big enough mortgage. The seller won't wonder if he can trust you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary loan amount will not cause them concern. You will have the clout of a buyer ready to make the purchase right now!

We help with your pre-qualification

We will help determine how much of a mortgage loan you can afford, and the amount of money you can borrow, by taking you through pre-qualifying. During the process, we calculate your borrowing capacity - reviewing your job, available money for down payment, existing debt, income, and other areas. It's short and to the point; and we keep the paperwork to a minimum.


While you can try our tools to calculate mortgage variables on this website, it is a good idea to meet with one of our mortgage professional team members. That way, we'll help you get your pre-qualification letter. For another thing, we may be able to locate a different mortgage program that is a better fit for you. We're eager to hear from you: call us at 512-302-9410.

Have questions about pre-qualifying? Call us at 512-302-9410. Longhorn Mortgage answers pre-qualifying questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
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